A perfect combination of proven experience, innovation, modern technology and forward-thinking product development.

Payrailz offers smart and engaging payment experiences for the financial services industry. Our company was built around the central mission of making the payments experience smarter and more engaging.

We enable financial institutions to better meet the expectations of their users by offering an innovative payment solution with a "Do It For Me®” approach that keeps users well informed and in control. Our personalized, responsive service ensures we provide superior support when you need assistance.

Payrailz helps financial institutions exceed expectations by offering solutions users expect today while constantly innovating to meet the needs of the future.


Fran Duggan
CEO & Founder

As Chief Executive Officer of Payrailz, Fran is responsible for oversight of all aspects of our company. He is an experienced payments entrepreneur and visionary with a successful track record of turning vision into reality by creating payments and banking platforms and solutions for the financial services marketplace. He is best known for his ability to not only create progressive and innovative strategies, but also to execute and deliver on those strategies while creating meaningful partnerships with financial institution clients and providers.

Paul Franko
COO & Founder

As Chief Operations Officer of Payrailz, Paul oversees all operations related to strategy, technology, implementations, security, compliance and product development for Payrailz. He is an experienced payments leader and technologist with success in constructing, deploying, operating, and managing financial services platforms in SaaS/cloud, service bureau, and on-premises environments. His passion is adapting relevant, modern technology and creating a payment experience that provides the mobility, convenience, speed and affordability customers demand.

Jim Kern
VP, Chief Sales Officer

As VP, Chief Sales Officer for Payrailz, Jim manages all of Payrailz’s sales and account management efforts, working closely with Payrailz founder’s CEO Fran Duggan and Chief Business Development Officer Rich Pelikan. He is responsible for developing and executing the overall strategic sales plan, as well as managing the company’s direct, channel sales and account management teams. Working in tandem with the marketing, product, and payment operations and services teams, he is also charged with ensuring that we are helping our clients to deliver best in class payment experiences.

Mickey Goldwasser
VP, Marketing & Chief of Staff

As VP of Marketing and Chief of Staff for Payrailz, Mickey leads all marketing, product marketing, public relations, channel go-to-market, and communication strategies and efforts for Payrailz. A passionate, accomplished, results-driven marketing, product, and business development professional, he is a FinTech industry veteran with a career focus on helping community and regional banks and credit unions to better compete in the marketplace. As Chief of Staff, he works directly with Payrailz' CEO to build strong cross-departmental relationships with team members across the organization in order to enable strategic focus, operational efficiency, communications and to promote overall company momentum.

Gereen Langmeyer
VP, Client Experience

As VP, Client Experience for Payrailz, Gereen is responsible for making sure clients are successful with their Payrailz payment solutions and wow’d by their interactions with the company. She strives to make sure clients have the best possible experience throughout their entire journey with Payrailz by providing the resources and relationships necessary to deliver positive and memorable interactions with all levels of business. As an experienced, dedicated, and dynamic management professional she has a proven capacity to provide support to a company’s strategic goals combined with an ability to recognize and promote the vital importance of the customer experience.

Most recently she served as VP of Payment Product Management for Payrailz and oversaw everything relating to product design, pricing, and promotion full range of digital payment products.

Steve Dubner
VP, Payment Products

As VP of Payment Products for Payrailz, Steve oversees the payment product set including product strategy, design, roadmap, pricing and promotion. He also works closely with the company’s strategy and innovation team to create new features and services and to develop new products and use cases. As an experienced, dedicated management professional he has a proven capacity to provide support to a company’s strategic goals combined with an ability to push great products over the finish line.

Kavita Singh
VP, AI Product Management

As VP of AI Product Management for Payrailz, Kavita will use her extensive background in financial services product management and artificial intelligence to further build out and develop Payrailz’ AI product initiatives and features. Moreover, she is also responsible for further advancing our company’s strategic “smarter payments vision” and overseeing the go-to-market approaches for Payrailz’ AI initiatives and experiences.

Denise Delisle
VP, Payment Operations

As VP of Payment Operations for Payrailz, Denise is responsible for ensuring superior payment processing, account reconciliation, biller/vendor management, and client success efforts in order to deliver a superior client experience. She has over 30 years of experience in Customer Operations, Payment Operations, Compliance, and Vendor Management, from which over 10 years have been in Money Remittances. The last 8 years have been in the Financial Technology industry.

David French
VP, Finance

As VP of Finance for Payrailz, David is responsible for leading all financial, forecasting and financial reporting activities as well as efforts that generate meaningful insights to drive the company’s decision-making processes.

Lena Mitchell
VP of Implementation

As VP of Implementation for Payrailz, Lena is responsible for all client implementations and integrations onto the Payrailz digital payment platform. Her passion is ensuring the best client experience possible during implementation and after “go-live”. Lena has a team of highly skilled specialists with deep experience in banking, credit unions, payments, project management, APIs, and data conversions. Financial institutions can feel confident they are “in good hands” with a collaborative transparent approach that addresses their unique concerns and leverages the full power of the Payrailz platform.

Rich Pelikan
CBDO & Founder

As Chief Business Development Officer of Payrailz, Rich is responsible for direct sales and business development efforts for Payrailz. A highly experienced business development and sales professional with successful experience in startups and traditional large FinTech companies, he has a proven track record for delivering and growing revenue by creating meaningful relationships with financial institution clients and industry providers.

Ted Chaney
VP, Strategic Partnerships & Channels

As VP of Strategic Partnerships & Channels for Payrailz, Ted is responsible for leading the Payrailz partnership distribution channel and further advancing the company’s strategic alliance and partnership strategy.

Frank Chan
Security & Compliance Officer

As Security & Compliance Officer for Payrailz, Frank is responsible for executing a risk-based compliance strategy and overseeing all security, risk, and audit activities. He is a highly accomplished information security, risk and compliance professional with over 10 years of demonstrated experience in managing complex information security, risk and governance programs.

Board of Directors

James S. (Chip) Mahan III
CEO and Chairman, Live Oak Bank

Mr. Mahan is the Founder of Live Oak Bank as well as a founding member of nCino.

Neil Underwood
President, Canapi

Mr. Underwood is a co-founder of nCino and the former President of Live Oak Bank.

James D. “Jay” Dreibelbis
President and CEO, Woodforest National Bank

Mr. Dreibelbis began his career at Republic Bank A&M in College Station, Texas. In 1986 he accepted the position of president at American Bank in Conroe, Texas, and would serve that organization in various positions, including president of First Community Bancshares (FCBI).

Mark A. Johnson
General Partner, TTV

Mr. Johnson joined TTV in September 2008 as a general partner. Mark has more than 15 years of venture capital experience and 30 years of operating experience involved in growing one of the most successful bill payment systems, CheckFree.

John J. Carew
Chief Strategic Officer of Georgia’s Own Credit Union and Member of CU Railz BOD

Mr. Carew is Payrailz and Credit Union owned CUSO, CU Railz' representative to the Payrailz Board of Directors. As Chief Strategic Officer (CSO) of Georgia’ Own Credit Union (11 years), John is responsible for the strategic planning process, alignment of organizational activities with the strategic plan, measuring organizational performance, management of its’ CUSO partnerships, and select strategic initiatives.

Career Opportunities

If you’re interested in making a difference and being part of an innovative team and family of professionals building the future of payment experiences, we’d like to talk with you. Send your resume to info@payrailz.com. We’ll contact you regarding next steps.